Terms And Conditions

1. Introduction

Welcome to KwidMantra (“Website”). By accessing or using this Website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this Website.

KwidMantra is a financial information and lead-generation platform that connects users with partnered NBFCs, banks, and financial institutions. We are not a lender and do not provide loans directly.

2. Eligibility

To use our services, you must:

Be at least 18 years old
Be an Indian resident
Provide accurate and truthful information

3. Services Provided

KwidMantra offers:

Loan comparison and information
Lead submission to partnered lenders
Customer support related to loan products
Financial tools and calculators

KwidMantra does not guarantee loan approval. Approval depends solely on the lender’s terms.

4. User Responsibilities

By using the website, you agree to:

Provide correct and updated information
Not misuse any content or service
Not use the Website for fraudulent or illegal activities

You are responsible for maintaining confidentiality of your login details.

5. Third-Party Links

Our website may redirect you to third-party lenders or financial partners.
KwidMantra is not responsible for:

Their actions
Their policies
Their product decisions

Please review their terms before proceeding.

6. No Guarantee / Disclaimer

KwidMantra does not guarantee:

Loan approval
Loan amount
Interest rates
Processing speed

All financial decisions are taken solely by the lender.

Website content is for informational purposes only.

7. Intellectual Property

All text, graphics, logo, design, and content on this website belong to KwidMantra / PetalAds Media.
Unauthorized copying or reproduction is prohibited.

8. Limitation of Liability

KwidMantra is not liable for:

Any financial loss
Delay or rejection by lenders
Any technical issues or website downtime

Use the Website at your own risk.

9. Suspension / Termination

We may suspend or terminate your access if:

You violate terms
Provide false information
Engage in misuse or fraud

10. Governing Law

These Terms are governed by Indian laws.
Any disputes will fall under the jurisdiction of courts in [Your City/State].