Privacy Policy

1. Introduction

This Privacy Policy explains how KwidMantra (Powered by PetalAds Media) collects, uses, shares, and protects your personal information as per the Information Technology Act, 2000 and IT Rules 2011 applicable in India.
By using our Website, you agree to this Privacy Policy.

2. Information We Collect

A. Personal Information

When you fill out forms or apply for loan-related services, we collect:

Full Name
Mobile Number
Email Address
PAN / Aadhaar (optional)
Employment information
Income details
Bank details (if provided voluntarily)

B. Non-Personal Information

We may collect:

Device information
Browser type
IP address
Cookies & tracking data

3. How We Use Your Information

We use your information to:

Process your loan request
Share your details with partnered lenders
Improve our services
Provide customer support
Send important updates or alerts

We do not sell your information.

4. Sharing of Information

We may share information with:

Partnered NBFCs and banks
Third-party service providers (verification, SMS, email services)
Government authorities (only if legally required)

All partners are required to follow strict data-protection rules.

5. Cookies & Tracking

We use cookies to:

Improve user experience
Save preferences
Analyze traffic

You can disable cookies anytime from your browser settings.

6. Data Security

We use industry-standard security measures to protect your information, including:

Encryption
Secure servers
Limited data access

However, no digital system is 100% secure.

7. User Rights (Indian Users)

You have the right to:

Request access to your data
Request correction
Request deletion
Withdraw consent

To request any of the above, contact us via email.

8. Data Retention

We retain data as long as required for:

Providing services
Legal compliance
Resolving disputes

After that, data is securely deleted.

9. Changes to Policy

We may update this Privacy Policy.